bunq's current referral system uses separate app tabs with different campaigns; both sides can receive campaign-specific rewards after signup, verification and the required action.
What you can get
Sender: Campaign-specific; examples include up to €50 for a qualifying Business referral, card/interest/other tab rewards; Friend: Campaign-specific; provider says both parties receive rewards such as card/interest/other benefits
Who can use it
Existing bunq user selects a current referral reward in-app. Friend must complete signup via the invitation, have a verified account and complete the selected qualifying step.
Country availability
bunq product/reward availability varies by market; no Australian eligibility inferred.
What you need to do
Choose a reward from one of the eligible bunq app tabs; Send the invitation to the friend's phone number; Friend completes signup from the referral flow and verifies the account; Friend completes the campaign-specific qualifying action such as a €50 card payment or qualifying deposit
Payment or use of credit
Campaign-specific reward (e.g. card, interest, account benefit, or monetary benefit).; Timing: Reward timing varies by selected tab/campaign and is not universally stated.
Important limits
Limits/expiry: Up to 5 friends per calendar month, one invite generated from each eligible reward/tab per month. Cancellation/refund: Friend must remain verified and complete the exact selected qualifying action. Detailed reversal rules vary by campaign. Self/household: Separate self/household rules not established from the reviewed help page. Provider sharing wording: Invites are generated to a friend's phone number/SMS. Email/direct-link sharing is not currently supported; public-directory sharing is therefore not enabled. Not established publicly: Exact reward for each account/tab, Reward posting delay, Campaign expiry/timezone, Detailed reversal/self/household rules, Market availability. PlainPerks public referral-code collection sharing remains disabled for this program.
Source checked
Source checked 2026-09-12. Read the source (new tab)
Editorial source review: batch 009 was read on 2026-09-12T19:37:22Z. For this release, at least one official provider page was re-opened and read on 2026-09-12 UTC. Unknown, account-specific and market-specific terms are left explicit. Source review is not firsthand use, provider approval or payout proof.
Visit program website (new tab) A source check is not a payout test. We do not promise approval, work or
earnings.